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Medical
TRICARE Extra
Under this option, you will choose a doctor, hospital, or other medical provider listed in the TRICARE Provider Directory. If you need assistance, call the Health Care Finder (HCF) at your nearest TRICARE Service Center.
Who is eligible for TRICARE Extra?
Anyone who is CHAMPUS eligible may use TRICARE Extra. (Active duty personnel are not CHAMPUS eligible and are enrolled in TRICARE Prime).


Advantages
- Copayment 5% less than TRICARE Standard
- No balance billing
- No enrollment fee
- No deductible when using retail pharmacy network
- No forms to file
- You may also use TRICARE Standard
Disadvantages
- No Primary Care Manager
- Provider choice is limited
- Patient pays: Deductible, Copayment
- Nonavailability statement may be required for civilian inpatient care for areas surrounding MTFs
- Not universally available
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